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This site gives access to services offered by Comenity Bank, which is part of Bread Financial. Torrid credit card Accounts are issued by Comenity Bank. 1-800-853-2921 (TDD/TTY: 1-800-695-1788)Save an extra 5% every day when you use your Torrid Credit Card 2. ... Torrid Accounts are issued by Comenity Bank. 1-800-853-2921 (TDD/TTY: 1-800-695-1788)

Rate and Fee Summary. This Rate and Fee Summary (Summary) is part of the Credit Card Agreement (Agreement) for the Torrid Credit Card Account. Read it and keep it. Interest Rates and Interest Charges. Annual Percentage Rate (APR) for Purchases. 35.24%. This APR will vary with the market based on the Prime Rate. How to Avoid Paying Interest.

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